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 ...where
being an engineer puts you first.
Introducing the new OSPE Travel Insurance
Affordable plans for OSPE members!
Whether you’re travelling for business or planning a family vacation, your OSPE membership can
help you and your family enjoy travel protection easily and affordably.
No one expects to have a medical emergency away from home, or to have to cancel a trip due to
an emergency. But these events do happen and they can be expensive.
If you suffer a medical emergency outside Ontario, your provincial health insurance plan will only
reimburse a daily maximum of $400 in intensive care, $200 in non-intensive care and $50 as an
outpatient (e.g., emergency room) — including physician expenses. In the United States, the
average cost of an emergency room visit alone is US$1,038.* The rest, unfortunately, is up to you.
Fortunately, OSPE members can now take advantage of a brand new suite of travel insurance plans
for various travel needs — out of province, out of country, and even for your visitors coming to
Canada.
PROTECT YOURSELF
Travel Insurance for Canadians |
PROTECT YOUR GUESTS
Travel Insurance for Visitors to Canada |
Single-Trip Plan: Provides Emergency Medical
Insurance for one trip for the number of days you
have purchased.
Quick Trip Plan: Provides Emergency Medical
Insurance for one trip of less than 18 days for those
55-74 years of age.
Multi-Trip Plan: Provides Emergency Medical
Insurance for an unlimited number of trips during
your policy year for the number of days you have
purchased. Options of 4, 10, 18 and 30 day plans.
Also available as a Multi-Trip All-Inclusive Plan.
All-Inclusive Plan: Provides several benefits all in
one plan. It covers Emergency Medical, Trip
Cancellation & Interruption, Baggage Loss, Delay &
Damage, Flight Accident and Travel Accident.
Travel Canada Plan: Provides Emergency Medical
Insurance if all your travel is within Canada at 50% of
the regular Single-Trip Emergency Medical Plan rates.
Trip Cancellation/Interruption Plan: May be
purchased as part of an All-Inclusive Plan or
separately.
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Single-Trip Plan: Provides Emergency Medical
Insurance for one trip for the number of days
purchased.
Multi-Trip Plan: Provides $150,000 of Emergency
Medical Insurance for an unlimited number of 30-day
trips to Canada during a one-year period. Available
for visitors up to age 69.
Trip Interruption Insurance: An optional benefit
which covers the prepaid non-refundable and nontransferable
portion of the trip, should it be
interrupted due to a covered event and the return to
the home country is required.
Travel Accident Coverage: An optional benefit,
which covers up to $50,000 for an accidental bodily
injury or death. |
SAVINGS |
SAVINGS |
- 50% Travel Canada savings: When purchasing a
Single-Trip Emergency Medical Plan and all the
travel is within Canada.
- 5% Travel Companion savings: Available for any
Emergency Medical plan.
- Family Coverage for any Emergency Medical
plan: Available for spouse and dependent children when all family members are under age 55. The
rate is calculated at 2 x the premium due for the
oldest traveller under age 55.
- Savings combinations: All savings can be
combined except the Family Coverage and Travel
Companion savings.
- Deductible savings options: Available for Single-
Trip and Multi-Trip Emergency Medical Plans only
(not applicable to the Travel Canada Plan and All-
Inclusive Plans):
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Deductible options* |
Savings |
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$0 |
0% |
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$500 |
15% |
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$1000 |
20% |
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$5000 |
35% |
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$10,000 |
50% |
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* $USD per insured, per claim |
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- Deductible savings options: The published rates
for the Emergency Medical plans include a $75 CDN
deductible. The following deductible options are
available for Emergency Medical plans only:
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Deductible options* |
Savings/
Surcharge |
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$0 |
5% surcharge |
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$75 |
0% surcharge |
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$500 |
15% savings |
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$1000 |
20% savings |
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* $CDN per insured, per emergency medical claim |
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To learn more, get a free no-obligation quote or to apply, call 1-877-525-4173 or click
below for the members-only OSPE Travel website:
Certain terms, conditions, limitations and exclusions will apply when you submit an application and purchase OSPE Travel
Insurance.
OSPE Travel Insurance is underwritten by The Manufacturers Life Insurance Company (Manulife Financial) and First North
American Insurance Company (FNA), a wholly-owned subsidiary of Manulife Financial.
Not
an OSPE Member? Join now and take
advantage of engineersfirst
programs and savings.
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